NZ Families Are Losing $2,000+ to Hidden Subscriptions
Find the forgotten charges stealing from your family budget. Magic link sign-up, instant analysis, upgrade anytime.
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Already have an account? Sign inKiwis using subscriptions
Average annual waste on unused subscriptions
Of people forget about subscriptions
42% of Kiwis Forget About Subscriptions
That streaming service you tried last year?
Still charging.
The family plan you meant to downgrade?
Still premium.
The app the kids signed up for?
Still active.
The Problem with Traditional Solutions
Your Bank
Won't highlight subscription patterns or forgotten charges
Budget Apps
Require permanent access to your bank accounts
Manual Review
Takes hours and you still miss recurring patterns
Subcircle finds them all — without compromising your privacy or requiring ongoing access.
Why Subcircle vs The Rest?
Not all subscription tools are created equal. See how Subcircle compares to traditional solutions.
Privacy & Security
Files deleted after 7 days
Read-only, but ongoing
Requires bank credentials
AI Subscription Detection
Spots patterns you miss
Manual categorization
Manual tagging required
NZ Bank Support
ASB, ANZ, BNZ, Westpac, Kiwibank
Limited cross-bank view
Limited NZ bank support
Family Management
Assign & track subscriptions
No family features
Basic account sharing
Time to Insights
Upload & analyze instantly
Manual export & analysis
Account sync & setup time
The Choice Is Clear
Why compromise on privacy or wait days for insights? Get the full picture in 2 minutes.
See Exactly Where Your Money Goes
From upload to insights in under 2 minutes. Watch how Subcircle turns your bank statements into actionable savings opportunities.
See exactly where your money goes →
Your dashboard shows the full picture: $27.82/month across 2 subscriptions, with a 100% health score and $354 in potential savings identified. No more guessing what you're paying for.
AI spots what you miss →
9 insights found duplicate music streaming services with 95% confidence. The AI recommends keeping Amazon Music and cancelling Spotify - saving $227.88 annually.
Share insights, not bank access →
Create family groups without sharing sensitive bank details. Assign subscriptions to family members, track who uses what, and prevent duplicate sign-ups across the family.
Ready to See Your Own Subscriptions?
Join thousands of Kiwi families who've discovered hidden subscriptions and saved money with Subcircle.
Your Financial Privacy, Guaranteed
Unlike other subscription trackers, we never store your bank data permanently. Files deleted after 7 days, no exceptions.
No Permanent Bank Access
We don't connect to your bank account. You upload what you want analyzed, when you want it analyzed.
No Data Selling
Your financial data is never sold to advertisers, banks, or third parties. We make money from subscriptions, not your data.
No Ongoing Monitoring
We don't continuously watch your spending. Analysis happens once when you upload, then your data is deleted.
How We Protect Your Data
Your bank statements are analyzed by AI and permanently deleted after 7 days. No exceptions.
Simple, Transparent Pricing
Start free, upgrade when you need family features. No hidden fees, no data monetization.
Basic Subscription Analysis
or $59/year
Full Insights & Smart Savings
The Math is Simple
(saves 24x its cost)
Real NZ Families, Real Money Back
See exactly how much Kiwi families have saved by finding their forgotten subscriptions. Average saving: $2,160/year.
Sarah M.
Auckland • Family of 4
saved
"Found $280/month in duplicate streaming services we didn't even know we had. That money is going straight to our holiday fund now!"
James T.
Wellington • Family of 3
saved
"Cancelled forgotten subscriptions worth $150/month. Privacy-first approach means I trust them with our bank statements."
Michelle K.
Christchurch • Family of 5
saved
"AI found annual renewals from 2 years ago still charging my card. $200/month back in our budget - incredible!"
David R.
Tauranga • Family of 2
saved
"Love that it works with my Kiwibank statements. Finally a tool built for New Zealand families, not just Americans."
Lisa P.
Hamilton • Family of 6
saved
"Family dashboard is brilliant. Now we can see who's using what and prevent the kids from signing up for duplicate services."
Mark W.
Dunedin • Individual
saved
"As a privacy advocate, this is exactly what I was looking for. Analysis without surveillance. Highly recommend!"
Average annual savings
Customer satisfaction
Families helped
Stop Wasting Money on Forgotten Subscriptions
Join thousands of Kiwi families who've discovered hidden subscriptions and saved thousands annually. Your privacy protected, guaranteed.
How much could you save?
2-person household
Family of 4
Family of 5
Family of 6+
* Average annual savings based on analysis of 1,000+ NZ family bank statements